Just Getting Started? "Super Seven" Key Action Steps!1) Develop a budget and stick to it. Learn to live below your means.2) Commit to save 10% of your gross income on regular basis. If you pay yourself first, budgeting becomes much easier. 3) Build a cash reserve equal to three months of living expenses. Build up additional reserves for home and auto repairs and vacations. 4) Start investing early regardless of the amount. Either sign up for your company's 401(k) plan or start your own Roth IRA.5) Limit yourself to one credit card and always pay it off monthly.6) Maintain adequate health and life insurance. Your earning potential is your biggest asset and your family can't afford to be without it. 7) Don't buy or rent more home than you really need.