Playing the Catch-Up Game? "Super Seven" Key Action Steps!1) Increase your investment percentage and sacrifice discretionary spending now for a better future. Always ask is this expense a Need, or a Want?2) Don’t be too aggressive in trying to catch up! Stay away from speculative investments that have a possibility to upset your retirement plans. 3) Limit spending on adult children who are capable of earning their own way. 4) Consider your long-term care (LTC) and permanent life insurance needs while you are still healthy enough to qualify. 5) Max out company 401(k) plans and continue to build Roth IRA's.6) Resist the temptation to take loans from your 401(k) plan. 7) Maintain good health by developing a healthy diet and daily exercise routine.