Working Hard, But Unsure of the Path? "Super Seven" Key Action Steps1) Establish a retirement goal plan with a qualified financial advisor.2) Watch out for the high cost of new cars, electronics and clothes. Most damaging to reaching goals.3) Don’t play with your 401k. Slow and steady wins the race. Do not cash out if you change jobs.4) Start funding a college saving plan for children, but only after you are saving 10% for retirement.5) Set up either a will, trust or both. Don’t let someone else decide your wishes. 6) Reassess all insurance coverage include life, disability and auto liability.7) Tune out the noise and confusion of news headlines and misinformation.